InfoAssure: Asset Insurance Telematics
Drive Better.
Pay Less. Prove Everything.
India's leading telematics-based insurance platform with Usage-Based Insurance (UBI) scoring, crash detection, risk profiling and instant claims documentation. Lower your premiums with data. Win every dispute with evidence.
30%
Avg Premium Reduction
100%
Crash Documentation
UBI
Usage-Based Scoring
99.9%
Platform Uptime
The Problem
Your fleet pays the same premium
whether it drives safely or not
Flat Premiums Penalise Good Fleets
Traditional insurance charges all fleets the same rate regardless of actual driving behaviour. Safe, low-risk operations subsidise high-risk ones, costing you lakhs every year.
Claims Disputes Without Evidence
Without telematics data, fault determination in accidents relies on witness statements and physical evidence, both unreliable. Fleets routinely lose claims they should win.
No Risk Visibility
Fleet managers don't know which vehicles and drivers are creating the most insurance risk until a claim happens. By then, the damage is done and the premium is already up.
Features
Telematics that proves
your fleet deserves lower premiums
UBI Risk Scoring
Continuous Usage-Based Insurance score calculated from speed, braking, acceleration, cornering, night driving and idle patterns, updated daily per vehicle and driver.
UBI Standard
Crash Detection & Evidence
G-force sensors detect every collision, even minor ones. Impact severity, speed at impact, GPS location and pre-crash 30-second data log preserved automatically for claims.
Claims Proof
Anti-Theft Tracking
Unauthorised movement alerts, remote immobilisation capability, hidden GPS tracking and geofence breach alerts. Protect high-value assets 24/7 across all locations.
Asset Security
Night Driving Analysis
Night driving is 3× more likely to result in an accident. InfoAssure tracks night driving percentage per vehicle and driver, a key underwriting factor that reduces premiums for compliant fleets.
Risk Factor
Digital Claims Report
Instant, insurer-ready claims report generated at the touch of a button: speed at impact, GPS coordinates, driver identity, crash severity and pre-incident behaviour log.
Instant Generate
Driver Risk Ranking
Rank all drivers from lowest to highest insurance risk based on continuous behaviour scoring. Identify which drivers need coaching before they create a claim.
Proactive
Insurer Integration
InfoAssure data is accepted by leading Indian insurers including HDFC ERGO, ICICI Lombard, New India Assurance and Bajaj Allianz for premium discounts and expedited claims.
Insurer-Approved
Renewal Analytics
Annual risk trend report per vehicle showing improvement over the policy period. Used directly in renewal negotiations to justify premium reduction requests with objective data.
Renewal Tool
How It Works
From driving data
to lower premiums, automatically
Device Installed
Telematics device fitted in each vehicle, records speed, G-force, GPS and ignition events continuously.
Behaviour Scored
AI calculates a daily UBI risk score per vehicle and driver, based on 12 risk parameters.
Insurer Report
Monthly telematics report generated in insurer-accepted format, ready for submission at renewal.
Premium Reduced
Insurers apply discount based on verified low-risk data. Average saving: 20–30% of annual premium.
Who Benefits
InfoAssure works for
every fleet type and size
Logistics & Transport
High-mileage fleets have the most to gain and the most to lose. InfoAssure turns your safety record into a negotiating tool at every renewal, saving lakhs per year per truck.
Construction Equipment
High-value assets with specialised insurance. InfoAssure tracks location, working hours and misuse, reducing theft and misuse-related claims and protecting your asset value.
Car Rental & Cab Fleets
Passenger vehicles with shared-driver liability. UBI scoring identifies which drivers are creating risk before an accident occurs, and creates accountability that reduces reckless driving.
Industrial & Mining
Remote, high-risk operations with significant asset exposure. InfoAssure's anti-theft tracking and crash detection provide 24/7 protection and evidence for any incident claim.
Passenger Transport
Buses carry public liability and the stakes are highest. InfoAssure's continuous driver risk scoring, speed monitoring and incident documentation protect operators legally and financially.
Corporate Fleets
Employee safety, liability coverage and asset protection in one solution. HR and Finance teams use InfoAssure's reports to manage duty-of-care obligations and optimise insurance spend.
30%
Average premium reduction
Achieved at first renewal with telematics evidence
100%
Crash claims won with data
InfoAssure evidence accepted by all major insurers
45days
Average payback period
Premium savings exceed device cost within 6 weeks
Stop overpaying for insurance
Prove your fleet is low risk.
Pay what you actually owe.
Book a free demo and see InfoAssure running on a fleet like yours. We'll show you a sample UBI report and estimate your premium saving at renewal.
Live UBI scoring demo with your fleet type
Sample insurer report and premium saving estimate
No credit card, no commitment required
Book Your Free InfoAssure Demo
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